StellarFi - Build Credit Score 1.1.0

StellarFi - Build Credit Score 1.1.0

StellarFinance, Inc. – Freeware – iOS
out of 323 votes
Latest Version
1.1.0
Safe to install

StellarFi: A Revolutionary Way to Build Your Credit Score

Boris Weber

StellarFi offers a unique approach to credit building by allowing users to report their everyday bill payments to credit bureaus, making it easier for individuals with little or no credit history to improve their scores.
2025 Editor's Rating
EXCELLENT User Rating

StellarFi assists its members in boosting their credit score by an average of 80 points. This credit-building app enhances various factors that constitute 80% of an individual's credit score. With an outstanding Trustpilot® rating, StellarFi has established itself as a reputable application aiding in credit improvement for a vast number of users across the nation.

StellarFi simplifies the process of enhancing your credit score. By transforming regular expenses such as utility bills, streaming services, and rent into credit-building opportunities, StellarFi ensures that your timely payments are reported to major credit bureaus, thereby positively influencing your creditworthiness.

Key Features of StellarFi:

  • Obtain a complimentary updated credit score.
  • Access tools for monitoring your credit score and building credit effortlessly.
  • Monitor your credit score, report, and reported credit limit through your personalized StellarFi dashboard.

Sign-up with ease and undergo an instant soft credit check that will not impact your overall credit score. Subsequently, enroll in a StellarFi credit account for continuous credit score monitoring and gain access to your detailed credit report. By adding your bills to StellarFi's platform, the automated bill payment system ensures that your bills are settled punctually each month. As these payments are reported monthly to Experian® as a line of credit, your credit score witnesses positive growth with each timely bill payment made via StellarFi.

The StellaFi app offers several benefits enhancing the credit-building experience:

  • Receive a complimentary credit score.
  • Access to credit monitoring tools for tracking your updated credit report.
  • Centralized management of bills and upcoming payments through the convenient StellarFi dashboard.
  • Automated payment of bills with the StellarFi Virtual Bill Pay Card, reducing the chances of missed payments.
  • Earn credits towards bill payments and membership fees by referring friends to join.
  • Up to a $25,000 spending limit on the most popular credit-building plan.
  • Credit education resources and tools for tracking credit projections.

*The potential 80-point increase is based on aggregated data from StellarFi members. Observations indicate an average VantageScore® 3.0 increase during a member's relationship with StellarFi due to consistent on-time payments. Individual results may vary.

Please note that this version of the StellarFi app is currently in beta testing phase. If you have explored other options for credit building such as Self Credit, Kikoff, Grow Credit, Extra Credit, Experian Boost, Cushion app, Credit Karma, or Chime Credit Builder without finding a suitable fit, consider StellarFi as a unique alternative. Specializing in elevating credit scores through streamlined bill payment methods, StellarFi offers a tailored and effective solution to empower your financial journey amidst a competitive landscape.

Overview

StellarFi - Build Credit Score is a Freeware software in the category Business developed by StellarFinance, Inc..

The latest version of StellarFi - Build Credit Score is 1.1.0, released on 07/04/2024. It was initially added to our database on 04/06/2024.

StellarFi - Build Credit Score runs on the following operating systems: iOS.

Users of StellarFi - Build Credit Score gave it a rating of 5 out of 5 stars.

Pros

  • Helps users build credit scores by reporting transaction history to credit bureaus
  • User-friendly interface, making it suitable for individuals new to credit management
  • Can potentially improve access to loans and financing options as users build credit history
  • Offers educational resources to improve financial literacy
  • Provides a safe and secure platform for managing financial data

Cons

  • Requires a subscription fee, which may not be affordable for everyone
  • Limited customer support availability may frustrate users seeking immediate assistance
  • Success in building credit may vary based on individual financial behaviors
  • Not all transactions may be reported, which could limit credit score improvement
  • Some users may experience delays in credit score updates due to reporting timelines

Boris Weber

Boris Weber

I am an editor at UpdateStar. I started as a support engineer, and am now specialized in writing about general software topics from a usability and performance angle among others. I telecommute from UpdateStar’s Berlin office, when I am not working remote as a digital nomad for UpdateStar. When I'm not analyzing the latest software updates, you can find me exploring new cities, immersing myself in local cultures, and discovering innovative tech trends across the globe.

Latest Reviews by Boris Weber

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